Guides & Resources
Commercial Insurance Resource Centre
Access expert insurance guides, risk management resources, hurricane preparedness tools, and business continuity insights for Caribbean organisations.
Featured · Commercial Businesses
Preparing Your Business for Hurricane Season
What to put in place before the season starts: property, business-interruption, and the cover gaps that surface when you claim after a storm.
Read the guide →
Guide
Why Use an Insurance Broker
We work only for you, securing the right terms, the right coverage, and an advocate in your corner when a claim is made.
Hurricane Cover
Private Pleasure Craft Insurance and Hurricane Season in the Caribbean
Named storm cover for a private pleasure craft in the Caribbean is rarely automatic. Navigational limits, haul-out rules, warranties and highe…
Commercial Businesses
Making a Claim After a Storm
A six-step guide to making a property claim less stressful during recovery.
Commercial Businesses
Closing the Coverage Gaps in Commercial Property
Where standard property policies leave Caribbean businesses exposed, and how to structure cover that holds when you claim.
Marine
Marine Cargo & Hull Cover for Caribbean Operators
Hull, cargo and P&I each answer a different exposure, and gaps appear where operators assume one policy covers all three.
Condominiums
Flood cover in your homeowner’s policy
As your insurance broker, we want you to understand how flood cover works in practice, how it is treated under homeowner policies, and how cla…
Commercial Businesses
Public Liability Insurance Explained for Caribbean Businesses
By Tomlin Insurance Brokers October 2025 When you operate a business—whether it’s a restaurant, retail store, construction firm, or resort…
Commercial Businesses
What Delays an Insurance Claim During Hurricane Season?
As brokers serving Barbados and the Eastern Caribbean, we understand the stress hurricane season can bring. When storms hit, claims often come…
Commercial Businesses
Commercial Property Insurance: Sum Insured
Why Is It So Important to Get Your Sum Insured Correct? Every commercial property insurance policy includes an Average Condition (the u…
Condominiums
Podcast Feature: Talking Home Insurance with Terra Caribbean
Have you ever heard the saying, “In order to grow, you must step outside your comfort zone?” Well, I just put that to the test when…