At Tomlin Insurance Brokers, we specialise in commercial insurance. We know that no two companies are the same, and the types of coverage our clients need vary greatly. Using our experience, we have developed an approach that we take with each client – ensuring timely and effective management and critical response.
We are Tomlin Insurance Brokers
An independent commercial insurance broker with over 30 years experience in corporate insurance and risk management in the Caribbean.
WHY USE AN INSURANCE BROKER
We know the markets, legislation, and best practices
We use our expertise in commercial insurance and risk management and act on your behalf. We provide advice in the interest of our clients, leveraging our network of insurance providers to get you the best coverage at the best price.
What are the benefits of
using an Insurance Broker?
We are proud of our independence – We do not have the pressures of working with a parent company or partner broker who might not necessarily have the expertise needed for our clients.
By being independent, our success is based only on exceeding our client’s expectations. We have the freedom to work for our clients securing the best terms, conditions, expertise, and coverage.
What makes us
Clients trust us.
We are there to help you to make the tough decisions and negotiate any claims. We are not afraid to have difficult conversations with insurance companies that may pose a problem with claims.
We are here to advise, assist and support you.
What do we
– Do what’s right always
– Engage a client-focused strategy
– Ask questions every day
– Provide solutions to the client and insurer.
– Work hard & play hard. Work-life balance, especially family, is important to our team.
Why do we concentrate on
Large, complex risks are our specialty.
We add value to large businesses in coverage, identifying and managing the various risks, providing self- insurance options, helping with claims, and finding that specialized market to write the business.
the tomlin approach
- Gather information, assessing your unique risk profile and insurance needs.
- Research your industry while staying current with changes in the insurance industry, especially in the Caribbean.
- Negotiate the best policies at the best price after collating the various policies offered by insurance providers.
- Make sure that you understand the terms, extent and risks associated with your coverage, and how to reduce the need to make a claim.
- Negotiate on your behalf and work closely with you in the event you need to make a claim.
(Lawyers, Doctors, Accountants)
Real Estate and
Marine & Aviation
Our unique programmes
In addition to the expected services of an insurance broker, we have developed unique programmes and packages exclusively for our clients.Request more information
Operating luxury accommodations, such as hotels and villas, requires an insurance service to match. These businesses face many different possible legal actions from guests and staff, and many of the incidents that will result in legal action are not covered by standard public liability policy, or even Hotel programmes in the region.
With our Five Star Insurance, we have designed and customised a liability policy that offers you the widest coverage available at very competitive prices, which specifically addresses the risks hotels face.
The Tomlin Insurance ScoreCard goes beyond the typical broker insurance renewal cycle by providing a comprehensive analysis of the risks faced by your business. We:
– Quantify your existing risks and score them against your current premiums
– Determine a new target premium budget
– Develop your ideal programme
– Quantify and explain your new potential risk implication
This is a free service available to qualifying businesses.
As a commercial broker, we were able to use our experience and network to develop an improved homeowner’s policy compared to your average broker or insurance provider.
This joint programme was developed after extensive negotiations with major insurance providers, and is exclusive to Tomlin Brokers’ clients.
A few of the companies we love working with
Michael founded Tomlin Insurance Brokers in Barbados and Antigua in 2017. Michael has over 20 years of experience in the insurance industry, beginning at AON in Toronto, Canada, and then at a Caribbean brokerage as a senior management executive. He recognized the opportunity to build a regional business, focusing on insurance solutions and services for Caribbean commercial clients.
Michael has an MBA from the University of Durham and received his Chartered Insurance Professional designation from Canada.
He is one of the most technically competent insurance professionals and risk analysts in the region and has strong skills in representing clients and negotiating large claims within the Caribbean.
He sits on the Boards of many of the large Captive Insurance companies domiciled in Barbados.
As Claims Manager, his familiarity with the insurer’s policy wordings, and understanding of technical insurance issues ensure a smooth and hassle free claims experience for Tomlin Insurance Brokers’ clients.
With Andrew, you have a open channel of communication and a dedicated representative to discuss any issues with the relevant parties, answer any technical questions, and negotiate with the insurer on your behalf.