Commercial Insurance
Tailored for the Caribbean Company

At Tomlin Brokers, we sit on your side of the table
with an emphasis on innovative and personalized service.

We are Tomlin Insurance Brokers

An independent commercial insurance broker with over 30 years experience in corporate insurance and risk management in the Caribbean.


We know the markets, legislation, and best practices

We use our expertise in commercial insurance and risk management and act on your behalf. We provide advice in the interest of our clients, leveraging our network of insurance providers to get you the best coverage at the best price.

What are the benefits of
using an Insurance Broker?

We are proud of our independence –  We do not have the pressures of working with a parent company or partner broker who might not necessarily have the expertise needed for our clients.
By being independent,  our success is based only on exceeding our client’s expectations. We have the freedom to work for our clients securing the best terms, conditions, expertise, and coverage.

What makes us
stand out

Clients trust us.
We are there to help you to make the tough decisions and negotiate any claims. We are not afraid to have difficult conversations with insurance companies that may pose a problem with claims.
We are here to advise, assist and support you.

What do we
stand for?

– Do what’s right always
– Engage a client-focused strategy
– Ask questions every day
– Provide solutions to the client and insurer.
– Work hard & play hard. Work-life balance, especially family, is important to our team.

Why do we concentrate on
commercial business?

Large, complex risks are our specialty.

We add value to large businesses in coverage, identifying and managing the various risks, providing self- insurance options, helping with claims, and finding that specialized market to write the business.

At Tomlin Insurance Brokers, we specialise in commercial insurance. We know that no two companies are the same, and the types of coverage our clients need vary greatly. Using our experience, we have developed an approach that we take with each client – ensuring timely and effective management and critical response.

the tomlin approach

  1. Gather information, assessing your unique risk profile and insurance needs.
  2. Research your industry while staying current with changes in the insurance industry, especially in the Caribbean.
  3. Negotiate the best policies at the best price after collating the various policies offered by insurance providers.
  4. Make sure that you understand the terms, extent and risks associated with your coverage, and how to reduce the need to make a claim.
  5. Negotiate on your behalf and work closely with you in the event you need to make a claim.
Professional Firms
(Lawyers, Doctors, Accountants)
Hotels, Hospitality
and Leisure
Real Estate and
Property Management
Marine & Aviation
Regional &
International Business

Our unique programmes

In addition to the expected services of an insurance broker, we have developed unique programmes and packages exclusively for our clients.

Request more information

Five Star Insurance

Operating luxury accommodations, such as hotels and villas, requires an insurance service to match. These businesses face many different possible legal actions from guests and staff, and many of the incidents that will result in legal action are not covered by standard public liability policy, or even Hotel programmes in the region.
With our Five Star Insurance, we have designed and customised a liability policy that offers you the widest coverage available at very competitive prices, which specifically addresses the risks hotels face.

Insurance Scorecard

The Tomlin Insurance ScoreCard goes beyond the typical broker insurance renewal cycle by providing a comprehensive analysis of the risks faced by your business. We:

– Quantify your existing risks and score them against your current premiums
– Determine a new target premium budget
– Develop your ideal programme
– Quantify and explain your new potential risk implication

This is a free service available to qualifying businesses.

Residential Protection Programme

As a commercial broker, we were able to use our experience and network to develop an improved homeowner’s policy compared to your average broker or insurance provider.

This joint programme was developed after extensive negotiations with major insurance providers, and is exclusive to Tomlin Brokers’ clients.

A few of the companies we love working with

Meet Your Team

Michael Tomlin

Founder, President

Michael is the Founder and President of Tomlin Insurance Brokers.

Michael founded Tomlin Insurance Brokers in Barbados and Antigua in 2017. Michael has over 20 years of experience in the insurance industry, beginning at AON in Toronto, Canada, and then at a Caribbean brokerage as a senior management executive. He recognized the opportunity to build a regional business, focusing on insurance solutions and services for Caribbean commercial clients.

Michael has an MBA from the University of Durham and received his Chartered Insurance Professional designation from Canada.

William Tomlin


William Tomlin has spent the last 35 years advising many of the larger business entities in Barbados and the Eastern Caribbean for their commercial insurance needs.
He is one of the most technically competent insurance professionals and risk analysts in the region and has strong skills in representing clients and negotiating large claims within the Caribbean.
He sits on the Boards of many of the large Captive Insurance companies domiciled in Barbados.

Rachel Gale

Chief Operating Officer

Rachel worked in various sectors in the UK before returning to Barbados in 2014. Joining TIB in 2019, originally as Operations Manager. She brings cross functional skills to the growing team and is responsible for key areas such as Finance, Human Resources, IT and Compliance. Her main objective is to provide agile and effective support to the client interface. Rachel has a BA in Psychology, a Master’s in Computer Science and is a certified Project Management Professional (PMP).

Tiffani Scantlebury

Account Executive

In 2018, Tiffani joined Tomlin Brokers with over eight years experience of experience in the hospitality & tourism sector. Driven by her passion for providing the highest quality in customer service, she completed an MSc in Hospitality & Tourism Development and has brought the knowledge and skills developed during this time to her role of Account Executive. In addition to her primary job functions, Tiffani takes pride in providing service to meet the needs of each client. Clients have recognized her for her commitment to exceeding customer expectations, which is the Tomlin Way.

Andrew Layne

Claims Manager

Andrew joined Tomlin Brokers with over 20 years of experience in the insurance industry; fifteen of those spent as a Senior Claims Assessor at one of the leading P&C insurance companies in the Caribbean.
As Claims Manager, his familiarity with the insurer’s policy wordings, and understanding of technical insurance issues ensure a smooth and hassle free claims experience for Tomlin Insurance Brokers’ clients.
With Andrew, you have a open channel of communication and a dedicated representative to discuss any issues with the relevant parties, answer any technical questions, and negotiate with the insurer on your behalf.

Shaunee Springer

Claims Administrator

Shaunée joined the Tomlin team after a successful academic career. Despite her age, she has worked in several industries, including Banking, Marketing, Research and Insurance. Shaunée joined Tomlin in February of 2021, and she works as a Claims Administrator. She brings excellence and experience through her active participation in several Youth Impact organizations. With her welcoming personality, she endeavours to make the claim process as painless as possible. Shaunée's determination is most prominent as she negotiates with insurers to support the company's aim of resolving our client's claim as quickly as possible.

Tonia Belgrave

Accounting Officer

Tonia joined Tomlin Brokers in April 2020 as an Accounting Assistant. With almost ten years working in the banking industry, moving into Insurance was a seamless process. In June of the following year, Tonia was promoted to Accounting Officer because of her passion, initiative, and drive to succeed. Tonia is responsible for managing both client and company funds. She is also the point of contact between the insurers and the Accounts handler for any payment queries.

Ashley Lovell

Accounts Receivable Clerk

Ashley Lovell joined Tomlin Brokers in December 2021 as the Accounts Receivable Clerk and is responsible for receiving and processing client payments and assisting with any payment queries. With administrative experience in various sectors such as auditing, law, and events, she brings strong office experience and is always ready to learn something new.

Ashley values providing exemplary service and ensures she brings her positive attitude to the Tomlin team.

Our Antigua Team

Devaughn Christian

Assistant Broker

With a background in Compliance, Devaughn is responsible for the day-to-day communication with clients from the Antigua Office. He holds a BSc (Hons) Economics and Management and his previous roles in Operations, Customer Service and Compliance make him a great fit with our clients.

Our Network

Tomlin Offices in:

  • Antigua and Barbuda
  • Barbados

Local Relationships established in:

  • Grenada
  • St Lucia
  • St Vincent
  • Dominica
  • St Kitts
  • Anguilla
  • Trinidad

Learn more

Contact us today to set up a consultation!

[email protected]



One Haggatt Hall
Haggatt Hall
St. Michael, Barbados



Suite 20 Jasmine Court
Friars Hill,
St. John, Antigua
PO Box W1064

    Is there a specific programme you are interested in? Choose one of our unique programmes or General Commercial Insurance
    General Commercial InsuranceFive Star InsuranceInsurance ScorecardResidential Protection Programme