Commercial Insurance
Tailored for the Caribbean Company

At Tomlin Brokers, we sit on your side of the table
with an emphasis on innovative and personalized service.

We are Tomlin Insurance Brokers

An independent commercial insurance broker with over 30 years experience in corporate insurance and risk management in the Caribbean.

WHY USE AN INSURANCE BROKER

We know the markets, legislation, and best practices

We use our expertise in commercial insurance and risk management and act on your behalf. We provide advice in the interest of our clients, leveraging our network of insurance providers to get you the best coverage at the best price.

What are the benefits of
using an Insurance Broker?

We are proud of our independence –  We do not have the pressures of working with a parent company or partner broker who might not necessarily have the expertise needed for our clients.
By being independent,  our success is based only on exceeding our client’s expectations. We have the freedom to work for our clients securing the best terms, conditions, expertise, and coverage.

What makes us
stand out

Clients trust us.
We are there to help you to make the tough decisions and negotiate any claims. We are not afraid to have difficult conversations with insurance companies that may pose a problem with claims.
We are here to advise, assist and support you.

What do we
stand for?

We:
– Do what’s right always
– Engage a client-focused strategy
– Ask questions every day
– Provide solutions to the client and insurer.
– Work hard & play hard. Work-life balance, especially family, is important to our team.

Why do we concentrate on
commercial business?

Large, complex risks are our specialty.

We add value to large businesses in coverage, identifying and managing the various risks, providing self- insurance options, helping with claims, and finding that specialized market to write the business.

At Tomlin Insurance Brokers, we specialise in commercial insurance. We know that no two companies are the same, and the types of coverage our clients need vary greatly. Using our experience, we have developed an approach that we take with each client – ensuring timely and effective management and critical response.

the tomlin approach

  1. Gather information, assessing your unique risk profile and insurance needs.
  2. Research your industry while staying current with changes in the insurance industry, especially in the Caribbean.
  3. Negotiate the best policies at the best price after collating the various policies offered by insurance providers.
  4. Make sure that you understand the terms, extent and risks associated with your coverage, and how to reduce the need to make a claim.
  5. Negotiate on your behalf and work closely with you in the event you need to make a claim.
COMMERCIAL
BUSINESS
Energy/Power
/Utilities
Professional Firms
(Lawyers, Doctors, Accountants)
Hotels, Hospitality
and Leisure
Real Estate and
Property Management
Marine & Aviation
Regional &
International Business
GOVERNMENT
ENTITIES
CONSTRUCTION

Our unique programmes

In addition to the expected services of an insurance broker, we have developed unique programmes and packages exclusively for our clients.

Request more information

Five Star Insurance

Operating luxury accommodations, such as hotels and villas, requires an insurance service to match. These businesses face many different possible legal actions from guests and staff, and many of the incidents that will result in legal action are not covered by standard public liability policy, or even Hotel programmes in the region.
With our Five Star Insurance, we have designed and customised a liability policy that offers you the widest coverage available at very competitive prices, which specifically addresses the risks hotels face.

Insurance Scorecard

The Tomlin Insurance ScoreCard goes beyond the typical broker insurance renewal cycle by providing a comprehensive analysis of the risks faced by your business. We:

– Quantify your existing risks and score them against your current premiums
– Determine a new target premium budget
– Develop your ideal programme
– Quantify and explain your new potential risk implication

This is a free service available to qualifying businesses.

Residential Protection Programme

As a commercial broker, we were able to use our experience and network to develop an improved homeowner’s policy compared to your average broker or insurance provider.

This joint programme was developed after extensive negotiations with major insurance providers, and is exclusive to Tomlin Brokers’ clients.

A few of the companies we love working with

Meet Your Team

Michael Tomlin

Founder, President

Michael is the Founder and President of Tomlin Insurance Brokers.

Michael founded Tomlin Insurance Brokers in Barbados and Antigua in 2017. Michael has over 20 years of experience in the insurance industry, beginning at AON in Toronto, Canada, and then at a Caribbean brokerage as a senior management executive. He recognized the opportunity to build a regional business, focusing on insurance solutions and services for Caribbean commercial clients.

Michael has an MBA from the University of Durham and received his Chartered Insurance Professional designation from Canada.

William Tomlin

Director

William Tomlin has spent the last 35 years advising many of the larger business entities in Barbados and the Eastern Caribbean for their commercial insurance needs.
He is one of the most technically competent insurance professionals and risk analysts in the region and has strong skills in representing clients and negotiating large claims within the Caribbean.
He sits on the Boards of many of the large Captive Insurance companies domiciled in Barbados.

Jodi Harvey-Read

Account Executive

With a background in hospitality and customer service, Jodi ensures our clients receive the personalized treatment we have come to be known for. She also keeps us on track in the office! Jodi holds a BA (Hons) in Hospitality and Tourism Management, and her experience gives her a rounded, working understanding of our clients' needs.

Tiffani Scantlebury

Account Executive

In 2018, Tiffani joined Tomlin Brokers with over eight years experience of experience in the hospitality & tourism sector. Driven by her passion for providing the highest quality in customer service, she completed an MSc in Hospitality & Tourism Development and has brought the knowledge and skills developed during this time to her role of Account Executive. In addition to her primary job functions, Tiffani takes pride in providing service to meet the needs of each client. Clients have recognized her for her commitment to exceeding customer expectations, which is the Tomlin Way.

Andrew Layne

Claims Manager

Andrew joined Tomlin Brokers with over 20 years of experience in the insurance industry; fifteen of those spent as a Senior Claims Assessor at one of the leading P&C insurance companies in the Caribbean.
As Claims Manager, his familiarity with the insurer’s policy wordings, and understanding of technical insurance issues ensure a smooth and hassle free claims experience for Tomlin Insurance Brokers’ clients.
With Andrew, you have a open channel of communication and a dedicated representative to discuss any issues with the relevant parties, answer any technical questions, and negotiate with the insurer on your behalf.

Shaunee Springer

Claims Administrator

Shaunée joined the Tomlin team after a successful academic career. Despite her age, she has worked in several industries, including Banking, Marketing, Research and Insurance. Shaunée joined Tomlin in February of 2021, and she works as a Claims Administrator. She brings excellence and experience through her active participation in several Youth Impact organizations. With her welcoming personality, she endeavours to make the claim process as painless as possible. Shaunée's determination is most prominent as she negotiates with insurers to support the company's aim of resolving our client's claim as quickly as possible.

Rachel Gale

Operations Manager

Rachel worked in various sectors in the UK before returning to Barbados in 2014. Joining TIB in 2019 as Operations Manager, she brings cross-functional skills to the growing team, responsible for overseeing key areas such as Finances, Human Resources and Compliance. Her objective is to provide agile and effective support to the client interface. Rachel has a BA in Psychology, a Masters in Computer Science and is a certified Project Management Professional (PMP)

Tonia Belgrave

Accounting Officer

Tonia joined Tomlin Brokers in April 2020 as an Accounting Assistant. With almost ten years working in the banking industry, moving into Insurance was a seamless process. In June of the following year, Tonia was promoted to Accounting Officer because of her passion, initiative, and drive to succeed. Tonia is responsible for managing both client and company funds. She is also the point of contact between the insurers and the Accounts handler for any payment queries.

Our Antigua Team

Edward Spencer

Branch Manager - Antigua

Edward is responsible for the Tomlin Brokers Antigua office. He brings with him over 20 years experience as a Loss Adjuster and Claims Manager in Antigua and The U.S. Virgin Islands representing companies across the Caribbean.

Jason Colbourne

Assistant Branch Manager

Jason brings to Tomlin Brokers 15 years' experience in the financial services sector and seven years underwriting general insurance products in the insurance industry. As Assistant Branch Manager for the Antigua office, Jason is committed and focused on providing insurance solutions that best fit the client's needs. He holds a BSc (Hons) Management Studies and is currently pursuing a Master of Business Administration. His life's motto is, ``whatever you do, work with all your heart.``

Devaughn Christian

Assistant Broker

With a background in Compliance, Devaughn is responsible for the day-to-day communication with clients from the Antigua Office. He holds a BSc (Hons) Economics and Management and his previous roles in Operations, Customer Service and Compliance make him a great fit with our clients.

Learn more

Contact us today to set up a consultation!

[email protected]

BARBADOS

+1246-622-1742
+1246-230-5955
One Haggatt Hall
Haggatt Hall
St. Michael, Barbados
BB11059

ANTIGUA

+1268-562-9260
+1268-764-3352
Suite 19 Jasmine Court
Friars Hill,
St. John, Antigua
PO Box W1064

    Is there a specific programme you are interested in? Choose one of our unique programmes or General Commercial Insurance
    General Commercial InsuranceFive Star InsuranceInsurance ScorecardResidential Protection Programme

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